Disability Benefits
100% Employer Paid
Short-Term Disability insurance is “paycheck” protection and pays a percentage of your salary if you become temporarily disabled for a period of weeks. Common short-term disability claims include injury, pregnancy and minor surgeries.
Weekly Benefit |
60% of weekly earnings up to $1,000 per week for 22 weeks |
Elimination Period |
If you become disabled, there is an elimination period before benefits are payable. Your STD benefit would begin on the 31st day of your disabling injury or illness. |
100% Employer Paid
Long-Term Disability insurance protects your ability to earn a paycheck. It pays a percentage of your salary if you become unable to work for a long period of time, months or even years. Common long-term disability claims include musculoskeletal disorders, cancer or serious illness and mental health issues.
Monthly Benefit |
60% of monthly earnings up to $6,000 per month |
Elimination Period |
Your LTD benefits would begin after 180 calendar days following the onset of your disabling injury or |